So I would go in a house to my mom and my grandmother, and I would- and I guess being the parents and grandparents they were, they were like, well, come in the house and one day you’ll find something everybody wants you to be a part of. So, going in a house with them, I learned how to cook, clean, and sew. So I opened up Chef Amadeus Culinary Concepts about two years ago. There’s a bunch of restaurants doing bad food, but its the business.

  • If you’re looking to start or grow your business, you’re going to need financing.
  • Self-Help is a community development lender and real estate developer that works with qualified individuals, organizations and communities traditionally underserved by conventional markets.
  • Small Business Innovation Research We help qualified small businesses propose innovative ideas that meet research and development needs of the federal government with the potential for commercialization.
  • Keep your small business moving with an SBA loan from Bank of America.

He brings to the SBDC over 8 years’ experience in sales, management, and organizational leadership. Jacob consults with entrepreneurs and small businesses from start-up to expansion to acquisition. ENRICH in the USA is a European Network of Research and Innovation Centers and Hubs funded by the European Commission. As a consortium partner, Temple SBDC leads the ENRICH initiative in the USA with the support of NCURA National Council of University Research Administrators. Natasa possesses over 25 years of management experience in international development, human resources and commercial retail at Philadelphia International Airport. She has also designed and implemented public information strategies and workshops on civic education approaches in countries undergoing political transition.

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Funding support and resources are provided by the Commonwealth of Pennsylvania through the Department of Community & Economic Development ; through a cooperative agreement with the U.S. Small Business Administration ; and in part through support from the host institutions. All services are extended to the public on a non-discriminatory basis. All opinions, conclusions or recommendations expressed are those of the author and do not necessarily reflect the views of the SBA.

Center For Small Business Finance

Regional Business Assistance Corporation RBAC is a private non-profit organization formed in 1981 to provide loans to both new and existing small businesses in New Jersey. RBAC’s mission is to provide loan capital and business mentoring to small business owners that cannot access more conventional bank financing. All RBAC loan programs can be, and often are used in partnership with other lenders for larger loan amounts.

SBA serves veterans who served our nation

We understand that brand new businesses are the ones that need financing most and find it the most difficult to obtain! That’s whywe offer funding that gives you access to revenue you’ve already earned, enabling you to put it to work right away at building your business. If you hang on to a large amount of positive working capital (greater than one year’s worth of liabilities), investors and lenders might actually see this as a drawback. Those funds could be better spent investing in the growth or improvement of your business. Cash flow measures the funds flowing in and out of your business over a specific period of time, while working capital is the sum equal to your current assets minus your current liabilities. Without working capital, you cannot operate, as it provides thefree cash flow required to purchase inventory, pay employees and contractors, lease your space, and more.

Who can provide capital loans to small businesses?

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