Lower the interest rate on your existing commercial mortgage by refinancing. Apply now for a Small Business commercial vehicle and equipment loan. From inventory and unexpected expenses to debt consolidation—no collateral required.

  • Founded in 2013, Amman-based liwwa lends to small businesses in Jordan and Egypt.
  • These loans are for up to $100,000 and can be used for working capital or to finance the purchase of inventory.
  • This means you as the contractor does not actually lend the money or assume any risk.
  • Important financial decisions have to be made right from the off.
  • A fast, but expensive, option for those with a wide range of credit, the merchant cash advanceallows your business to get an advance against expected future sales.

Use of our products and services are governed by ourTerms of Use andPrivacy Policy. You may benefit from utilizing these 10 deductions to lower your taxable income. Key deductions include those for home office expenses, health insurance premiums, and startup costs. Lenders want to see that there is a market for the business and a clear purpose for the loan. You can demonstrate this with local, regional, and national economic data, a sound marketing plan, industry knowledge, and your experience running a business.

The platform to help your business grow

The publicly traded corporation is called a “shell” company because the only thing that exists of the original company is its organizational structure. Shareholders of the previously private company receive a majority of the shares of the public company and control of its board of directors. For example, many Internet businesses have sponsors that visitors can click on and go to their sites. Likewise, many restaurants have placemats with local advertisers on them. One good idea is to get the larger space and rent out a portion of it (i.e., sub-lease it) to a tenant that pays a higher per-square-foot cost. In an asset sale, you sell unneeded assets to the highest bidder.

Small Business Customer Financing

Then there are the ultra-specific loans like equipment financing, PPP loans, accounts receivable financing, and commercial mortgages. With a track record of up to 85% approval rates and 0% APR, ChargeAfter’s financing solutions become an effective tool to upsell to your customers. By offering customers to break down their purchases into much smaller monthly payments, it persuades them to choose products for a higher value. These large providers already monetize consumer engagement through offerings other than financing (for example, affiliate marketing, cross-selling of credit cards and banking products). As long as traditional competitors fail to acknowledge this and unless they build solutions that drive engagement through the entire journey, they will find it tough to compete with these players . Adoption of POS financing isn’t limited to consumers with relatively low credit scores.

Identity startup Trust Stamp lands another investment from SCV

You need a credit score of at least 650 to qualify for a loan from Crest Capital, which is bound to preclude some borrowers. Noble Funding requires a FICO score of 650 or more to be eligible for one of its loans. To qualify for a loan from Fora Financial, you need to have gross monthly sales of $12,000. You need to have $10,000 in monthly revenue to qualify for a loan, which is hard criteria for some small businesses to meet.


A Small Business Administration Express Loan is a long-term small business loan up to $250,000 that is partially guaranteed by the government. And as a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork for businesses that have been in operation for less than two years. Some of the benefits of financing with SBA loans include simple repayment plans, flexibility, often, lower interest rates than term loans you access directly through a bank. SBA loans do require a thorough application process, a personal credit check, and collateral requirements, so they aren’t right for everyone. We also like that you have the option to fill out an online application to receive an instant quote or contact customer service directly.